In a large bowl, blend together the brown sugar, vegetable oil, egg, and vanilla extract until smooth.
In a separate bowl, mix the water and apple cider vinegar together.
In another bowl, sift the all-purpose flour, baking soda, and salt together.
Gradually combine the flour mixture with the water-vinegar mixture, alternating with the sugar mixture until fully incorporated.
Gently fold in the diced apples until evenly distributed throughout the batter.
Fill each muffin cup about three-quarters full with the batter.
Sprinkle the crumb topping over each muffin generously.
Bake for approximately 30 minutes, or until the tops are golden brown and a toothpick inserted in the center comes out clean. The muffins should spring back when touched.
After baking, allow the muffins to cool slightly in the pan before transferring them to a wire rack to cool thoroughly.